Graduate PLUS Loan

Federal Education Services, a federal student loan funding company, offers a Graduate PLUS Loan Program that extends directly to graduate and professional students the same benefits that traditional PLUS loans extend to the parents of undergraduate students. The Graduate PLUS loan is a federally sponsored student loan that offers generous borrowing limits. Graduate and professional student borrowers can cover the full cost of their graduate education (less any financial aid received), including tuition, room and board, books, supplies and even computers.

Graduate PLUS loans are offered at rates beginning as low as 8.5 percent and provide all the additional perks of PLUS loans but are issued directly to the graduate or professional student. Graduate PLUS loans are eligible for federal student loan consolidation, tax-deductible interest, flexible repayment options and the freedom of post-graduation loan repayment.

Federal Education Services offers benefits and incentives with its Graduate PLUS loans that help make it easier to attain the goals of a graduate degree. A 2 percent rate reduction is offered after student borrowers make their first 48 months of on-time consecutive payments. And when choosing repayment through Auto-Debit, student borrowers receive a .25 percent rate reduction.

To be eligible for a Graduate PLUS loan, students must be a U.S. citizen or an eligible noncitizen. Graduate PLUS loans offer several repayment options including deferred repayment while students are enrolled in school at least half time. There never are any prepayment penalties. Federal Education Services makes a graduate degree more available to student borrowers who wish to take their higher education to the next level.

Federal Education Services is a company that specializes in federal student loan consolidation, Stafford loan origination, PLUS and Graduate PLUS loan origination and as a resource for students with questions regarding educational financing. For any questions regarding this article please contact Federal Education Services. A friendly loan specialist can be reached at (877) 222-4727 or you can find us on the web at http://www.feded.net

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